If you've been told you need an SR-22 in Texas, you may be wondering what it is, how much it changes your auto insurance, and how long you'll need to keep it. The first thing to understand is that an SR-22 isn't actually a separate type of auto insurance policy. An SR-22 is a Financial Responsibility Insurance Certificate used to show the Texas Department of Public Safety (DPS) that you maintain the motor vehicle liability insurance required for your situation. Texas drivers